Remortgaging Your Property
Sometimes your Lender will offer ‘free legal services’, others will advise you to instruct your own Solicitor- this is where we come in!
We will act for both you and your Lender. You’ll need to make sure that you’re not in a fixed rate period before you proceed otherwise you may incur additional penalties.
On completion of your remortgage we will deal with repaying your existing mortgage. You don’t need to cancel any direct debit payments with your existing lender until your new mortgage has been finalised.
If you are over the age of 55 and are looking to release equity from your existing property you will need to speak to a specialist in this field. Please ensure that you speak to an independent financial advisor who will be able to discuss deals to suit your requirements.
When you are ready to proceed we are here to assist.
Our experienced team will be able to explain the legal obligations once your offer is received but we must stress that we cannot advise you if the deal you have been offered is the ‘best deal’ you will have to rely on the advice from your financial advisors.
Transfer of Equity
We can act for you in connection with your Transfer if you are currently dealing with our Matrimonial Department or have an existing Court Order in place which details instructions regarding your property.
Please note, so there are no conflicts of interest, we’ll only be able to act for one party involved with the transaction. The other party will need to seek their own independent legal advice.